Small business needs
A small business owner needs reliable advice about insurance. Entrepreneurs have more complex insurance needs than salaried employees.
Small business concerns include:
- Life and health insurance coverage for a business owner
- Employee benefits
- Succession planning
- Transfer of ownership
- Determining the value of your business
Your insurance advisor has to look at the big picture when addressing your insurance needs. It’s not enough to simply buy a standard package. Your advisor also has to consider estate planning, retirement planning, and your long-term goals.
With the advice of a CLU-designated advisor, you can use insurance to cover these debts and plan for contingencies.
