Small business needs
A small business owner needs reliable advice about insurance. Entrepreneurs have more complex insurance needs than salaried employees.
Small business concerns include:
- life and health insurance coverage for a business owner,
- employee benefits,
- succession planning,
- transfer of ownership,
- determining the value of your business.
Your insurance advisor has to look at the big picture when addressing your insurance needs. It’s not enough to simply buy a standard package. Your advisor also has to consider estate planning, retirement planning, and your long-term goals.
With the advice of a CLU-designated advisor, you can use insurance to cover these debts and plan for contingencies.